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| GEL thousands | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Premiums & Underwriting | |||||||
| Gross Written Premium | Register | Register | Register | Register | Register | 211,442 | Register |
| of which Life (% of GWP) | Register | Register | Register | Register | Register | 25.5% | Register |
| Net Earned Premium | Register | Register | Register | Register | Register | 169,548 | Register |
| Net Claims Incurred | Register | Register | Register | Register | Register | (84,205) | Register |
| Net Commission Result | Register | Register | Register | Register | Register | (29,178) | Register |
| Underwriting Result | Register | Register | Register | Register | Register | 56,165 | Register |
| Other P&L Items | |||||||
| Investment Income | Register | Register | Register | Register | Register | 8,855 | Register |
| Operating Expenses | Register | Register | Register | Register | Register | (36,056) | Register |
| of which Staff Costs | Register | Register | Register | Register | Register | (18,426) | Register |
| Net Profit | Register | Register | Register | Register | Register | 28,593 | Register |
| Balance Sheet, Profitability, Underwriting & Capital Metrics | |||||||
| Total Assets | Register | Register | Register | Register | Register | 222,072 | Register |
| Investable Assets | Register | Register | Register | Register | Register | 105,809 | Register |
| Total Equity | Register | Register | Register | Register | Register | 64,802 | Register |
| Retention Ratio | Register | Register | Register | Register | Register | 87.2% | Register |
| Net Loss Ratio | Register | Register | Register | Register | Register | 49.7% | Register |
| Expense Ratio | Register | Register | Register | Register | Register | 21.3% | Register |
| Net Commission Ratio | Register | Register | Register | Register | Register | 17.2% | Register |
| Combined Ratio | Register | Register | Register | Register | Register | 88.1% | Register |
| Investment Yield | Register | Register | Register | Register | Register | 8.9% | Register |
| ROAE | Register | Register | Register | Register | Register | 50.8% | Register |
| ROAA | Register | Register | Register | Register | Register | 13.8% | Register |
| Equity / Total Assets | Register | Register | Register | Register | Register | 29.2% | Register |
| Reinsurers' Share of Gross Reserves | Register | Register | Register | Register | Register | 16.3% | Register |
| Implied Payout Ratio (derived) | Register | Register | Register | Register | Register | 64.4% | Register |