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| GEL thousands | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Premiums & Underwriting | |||||||
| Gross Written Premium | Register | Register | Register | Register | Register | 203,317 | Register |
| of which Life (% of GWP) | Register | Register | Register | Register | Register | 17.7% | Register |
| Net Earned Premium | Register | Register | Register | Register | Register | 139,789 | Register |
| Net Claims Incurred | Register | Register | Register | Register | Register | (76,080) | Register |
| Net Commission Result | Register | Register | Register | Register | Register | (14,175) | Register |
| Underwriting Result | Register | Register | Register | Register | Register | 49,534 | Register |
| Other P&L Items | |||||||
| Investment Income | Register | Register | Register | Register | Register | 10,258 | Register |
| Operating Expenses | Register | Register | Register | Register | Register | (32,759) | Register |
| of which Staff Costs | Register | Register | Register | Register | Register | (19,494) | Register |
| Net Profit | Register | Register | Register | Register | Register | 27,834 | Register |
| Balance Sheet, Profitability, Underwriting & Capital Metrics | |||||||
| Total Assets | Register | Register | Register | Register | Register | 267,203 | Register |
| Investable Assets | Register | Register | Register | Register | Register | 93,589 | Register |
| Total Equity | Register | Register | Register | Register | Register | 85,919 | Register |
| Retention Ratio | Register | Register | Register | Register | Register | 74.6% | Register |
| Net Loss Ratio | Register | Register | Register | Register | Register | 54.4% | Register |
| Expense Ratio | Register | Register | Register | Register | Register | 23.4% | Register |
| Net Commission Ratio | Register | Register | Register | Register | Register | 10.1% | Register |
| Combined Ratio | Register | Register | Register | Register | Register | 88.0% | Register |
| Investment Yield | Register | Register | Register | Register | Register | 11.2% | Register |
| ROAE | Register | Register | Register | Register | Register | 31.9% | Register |
| ROAA | Register | Register | Register | Register | Register | 10.5% | Register |
| Equity / Total Assets | Register | Register | Register | Register | Register | 32.2% | Register |
| Reinsurers' Share of Gross Reserves | Register | Register | Register | Register | Register | 19.9% | Register |
| Implied Payout Ratio (derived) | Register | Register | Register | Register | Register | 66.8% | Register |