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JSC Risk Management and Insurance Company Global Benefits Georgia
| GEL thousands | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Premiums & Underwriting | |||||||
| Gross Written Premium | Register | Register | Register | Register | Register | 57,823 | Register |
| of which Life (% of GWP) | Register | Register | Register | Register | Register | 0.7% | Register |
| Net Earned Premium | Register | Register | Register | Register | Register | 41,682 | Register |
| Net Claims Incurred | Register | Register | Register | Register | Register | (35,453) | Register |
| Net Commission Result | Register | Register | Register | Register | Register | (237) | Register |
| Underwriting Result | Register | Register | Register | Register | Register | 5,991 | Register |
| Other P&L Items | |||||||
| Investment Income | Register | Register | Register | Register | Register | 1,414 | Register |
| Operating Expenses | Register | Register | Register | Register | Register | (7,211) | Register |
| of which Staff Costs | Register | Register | Register | Register | Register | (5,294) | Register |
| Net Profit | Register | Register | Register | Register | Register | (1,306) | Register |
| Balance Sheet, Profitability, Underwriting & Capital Metrics | |||||||
| Total Assets | Register | Register | Register | Register | Register | 46,638 | Register |
| Investable Assets | Register | Register | Register | Register | Register | 20,490 | Register |
| Total Equity | Register | Register | Register | Register | Register | 11,454 | Register |
| Retention Ratio | Register | Register | Register | Register | Register | 79.4% | Register |
| Net Loss Ratio | Register | Register | Register | Register | Register | 85.1% | Register |
| Expense Ratio | Register | Register | Register | Register | Register | 17.3% | Register |
| Net Commission Ratio | Register | Register | Register | Register | Register | 0.6% | Register |
| Combined Ratio | Register | Register | Register | Register | Register | 102.9% | Register |
| Investment Yield | Register | Register | Register | Register | Register | 7.4% | Register |
| ROAE | Register | Register | Register | Register | Register | -12.2% | Register |
| ROAA | Register | Register | Register | Register | Register | -3.2% | Register |
| Equity / Total Assets | Register | Register | Register | Register | Register | 24.6% | Register |
| Reinsurers' Share of Gross Reserves | Register | Register | Register | Register | Register | 17.8% | Register |