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| GEL thousands | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Premiums & Underwriting | |||||||
| Gross Written Premium | Register | Register | Register | Register | Register | 216,225 | Register |
| of which Life (% of GWP) | Register | Register | Register | Register | Register | 3.5% | Register |
| Net Earned Premium | Register | Register | Register | Register | Register | 88,441 | Register |
| Net Claims Incurred | Register | Register | Register | Register | Register | (53,298) | Register |
| Net Commission Result | Register | Register | Register | Register | Register | 20,765 | Register |
| Underwriting Result | Register | Register | Register | Register | Register | 55,907 | Register |
| Other P&L Items | |||||||
| Investment Income | Register | Register | Register | Register | Register | 5,951 | Register |
| Operating Expenses | Register | Register | Register | Register | Register | (47,755) | Register |
| of which Staff Costs | Register | Register | Register | Register | Register | (32,420) | Register |
| Net Profit | Register | Register | Register | Register | Register | 14,329 | Register |
| Balance Sheet, Profitability, Underwriting & Capital Metrics | |||||||
| Total Assets | Register | Register | Register | Register | Register | 193,611 | Register |
| Investable Assets | Register | Register | Register | Register | Register | 64,134 | Register |
| Total Equity | Register | Register | Register | Register | Register | 46,936 | Register |
| Retention Ratio | Register | Register | Register | Register | Register | 47.4% | Register |
| Net Loss Ratio | Register | Register | Register | Register | Register | 60.3% | Register |
| Expense Ratio | Register | Register | Register | Register | Register | 54.0% | Register |
| Net Commission Ratio | Register | Register | Register | Register | Register | -23.5% | Register |
| Combined Ratio | Register | Register | Register | Register | Register | 90.8% | Register |
| Investment Yield | Register | Register | Register | Register | Register | 10.6% | Register |
| ROAE | Register | Register | Register | Register | Register | 33.0% | Register |
| ROAA | Register | Register | Register | Register | Register | 8.0% | Register |
| Equity / Total Assets | Register | Register | Register | Register | Register | 24.2% | Register |
| Reinsurers' Share of Gross Reserves | Register | Register | Register | Register | Register | 28.9% | Register |
| Implied Payout Ratio (derived) | Register | Register | Register | Register | Register | 167.2% | Register |