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| GEL thousands | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Premiums & Underwriting | |||||||
| Gross Written Premium | Register | Register | Register | Register | Register | 117,336 | Register |
| of which Life (% of GWP) | Register | Register | Register | Register | Register | 8.4% | Register |
| Net Earned Premium | Register | Register | Register | Register | Register | 109,140 | Register |
| Net Claims Incurred | Register | Register | Register | Register | Register | (76,686) | Register |
| Net Commission Result | Register | Register | Register | Register | Register | (4,237) | Register |
| Underwriting Result | Register | Register | Register | Register | Register | 28,217 | Register |
| Other P&L Items | |||||||
| Investment Income | Register | Register | Register | Register | Register | 3,970 | Register |
| Operating Expenses | Register | Register | Register | Register | Register | (20,799) | Register |
| of which Staff Costs | Register | Register | Register | Register | Register | (15,478) | Register |
| Net Profit | Register | Register | Register | Register | Register | 9,185 | Register |
| Balance Sheet, Profitability, Underwriting & Capital Metrics | |||||||
| Total Assets | Register | Register | Register | Register | Register | 96,958 | Register |
| Investable Assets | Register | Register | Register | Register | Register | 40,510 | Register |
| Total Equity | Register | Register | Register | Register | Register | 27,955 | Register |
| Retention Ratio | Register | Register | Register | Register | Register | 99.0% | Register |
| Net Loss Ratio | Register | Register | Register | Register | Register | 70.3% | Register |
| Expense Ratio | Register | Register | Register | Register | Register | 19.1% | Register |
| Net Commission Ratio | Register | Register | Register | Register | Register | 3.9% | Register |
| Combined Ratio | Register | Register | Register | Register | Register | 93.2% | Register |
| Investment Yield | Register | Register | Register | Register | Register | 9.3% | Register |
| ROAE | Register | Register | Register | Register | Register | 29.6% | Register |
| ROAA | Register | Register | Register | Register | Register | 9.5% | Register |
| Equity / Total Assets | Register | Register | Register | Register | Register | 28.8% | Register |
| Reinsurers' Share of Gross Reserves | Register | Register | Register | Register | Register | 0.6% | Register |
| Implied Payout Ratio (derived) | Register | Register | Register | Register | Register | 99.0% | Register |