Terabank

JSC Terabank

Total Assets₾ 2.0B

Net Interest Income₾ 76.7M

Net Income₾ 30.8M

ROE11.5%

You're viewing 2024 data. 2025 and the full 2019–2025 history are free with an account.

Basisbank earns 2.0x the net interest income of Terabank

GEL thousands	2019	2020	2021	2022	2023	2024	2025
Balance Sheet Items
Loans to Customers (Net)	Register	Register	Register	Register	Register	1,406,462	Register
Investment Securities	Register	Register	Register	Register	Register	181,936	Register
Cash & Cash Equivalents	Register	Register	Register	Register	Register	262,653	Register
Customer Deposits	Register	Register	Register	Register	Register	1,182,644	Register
Due to Other Banks	Register	Register	Register	Register	Register	380,074	Register
Total Equity	Register	Register	Register	Register	Register	282,562	Register

P&L Items
Net Interest Income	Register	Register	Register	Register	Register	76,657	Register
Net Fee & Commission Income	Register	Register	Register	Register	Register	5,138	Register
Net FX & Trading Gains	Register	Register	Register	Register	Register	7,515	Register
Total Operating Income	Register	Register	Register	Register	Register	90,811	Register
Operating Expenses	Register	Register	Register	Register	Register	(49,536)	Register
Net Profit	Register	Register	Register	Register	Register	30,839	Register

Key Ratios & Profitability Metrics (%)
ROAE	Register	Register	Register	Register	Register	11.5%	Register
ROAA	Register	Register	Register	Register	Register	1.7%	Register
Cost-to-Income	Register	Register	Register	Register	Register	54.5%	Register
NIM (Net Interest Margin)	Register	Register	Register	Register	Register	5.1%	Register
Cost of Risk	Register	Register	Register	Register	Register	0.4%	Register
Tier 1 CAR	Register	Register	Register	Register	Register	17.9%	Register